At The Benefits Dept. we provide our clients with complete benefits — including, but not limited to:

• Group Medical:
  HMO, POS, PPO - local and national
  Financing - fully insured; self funded; minimum premium and retrospective rating
  Consumer-Driven Health Plans (CDHP's) - HRA's and HSA's
  
• Group Dental
  
• Group Disability: Short Term and Long Term
  
• Group Life & AD&D
  
• Employee paid Voluntary Benefits:
  Life/Accidental Death & Dismemberment (AD&D)
  Disability
  Dental
  
• Group Long Term Care
  
• Employee Assistance Programs (EAP's)

We also provide the following affiliated services:

• COBRA Administration and Legal Compliance
  
• Flexible Spending Accounts
  
• Section 125/Premium Conversion Plans